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Live Oak Bancshares, Inc. (LOB)

Financial Services · Banks - Regional · Small-cap · updated October 16, 2026

NOT A BUY TODAY
What this means. Live Oak Bancshares, Inc. is an average business by our measures, its shares look fairly priced, and its share price has been weak.
Value49
Quality41
Price trend33
Overall43
2088 of 2764rank among the US stocks we score (our core model buys the top 15)
24%of US stocks we score rank below it

Scores are 0 to 100 against every US stock we track; 50 is average. Recomputed after every US market close.

The business in numbers

Fiscal year to December 2025, from the company's annual filing with the SEC.

Return on equityprofit vs. shareholders' accounting value8.5%
Change in share countnegative = the company is buying back its shares+0.5%

Insider trades, last 90 days

4 insiders sold $840K (43% under pre-arranged plans) on the open market.

Lucht David GDirectorSoldAug 42,000 shat $44.36 · $89K
Spencer CourtneyChief Experience OfficerSoldAug 4154 shat $43.68 · $7K
Williams William L. IiiDirectorSold (plan)Aug 38,400 shat $43.08 · $362K

From Form 4 filings with the SEC. Open-market trades only. "Plan" = a sale set up in advance under a 10b5-1 plan, usually routine.

Higher-scoring in the same industry

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