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NBT Bancorp Inc. (NBTB)

Financial Services · Banks - Regional · Mid-cap · updated October 16, 2026

NOT A BUY TODAY
What this means. NBT Bancorp Inc. is an average business by our measures, its shares look fairly priced, and its share price trend is middling.
Value48
Quality56
Price trend64
Overall54
997 of 2764rank among the US stocks we score (our core model buys the top 15)
64%of US stocks we score rank below it

Scores are 0 to 100 against every US stock we track; 50 is average. Recomputed after every US market close.

The business in numbers

Fiscal year to December 2025, from the company's annual filing with the SEC.

Salesyearly sales$183.0M
Sales growthchange from the year before+10.4%
Net marginshare of sales kept as profit92.5%
Return on equityprofit vs. shareholders' accounting value8.9%
Change in share countnegative = the company is buying back its shares+7.3%

Insider trades, last 90 days

2 insiders sold $731K on the open market.

Halliday Sarah AEVP/Chief Comm Innovation OffSoldJul 299,000 shat $54.04 · $486K
Mahoney Ruth HEVP/President of Wealth MgmtSoldJul 294,500 shat $54.30 · $244K

From Form 4 filings with the SEC. Open-market trades only. "Plan" = a sale set up in advance under a 10b5-1 plan, usually routine.

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