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NMI Holdings, Inc. (NMIH)

Financial Services · Insurance - Specialty · Mid-cap · updated October 16, 2026

NOT A BUY TODAY
What this means. NMI Holdings, Inc. is a strong business by our measures, its shares look fairly priced, and its share price trend is middling.
Value61
Quality72
Price trend43
Overall61
379 of 2764rank among the US stocks we score (our core model buys the top 15)
86%of US stocks we score rank below it

Scores are 0 to 100 against every US stock we track; 50 is average. Recomputed after every US market close.

The business in numbers

Fiscal year to December 2025, from the company's annual filing with the SEC.

Salesyearly sales$706.4M
Sales growthchange from the year before+8.5%
Net marginshare of sales kept as profit55.1%
Free-cash-flow marginspare cash generated per $100 of sales58.4%
Return on equityprofit vs. shareholders' accounting value15.0%
Change in share countnegative = the company is buying back its shares-2.7%

Insider trades, last 90 days

1 insider sold $536K on the open market.

Smith Robert OwenEVP, Chief Risk OfficerSoldAug 312,000 shat $44.65 · $536K

From Form 4 filings with the SEC. Open-market trades only. "Plan" = a sale set up in advance under a 10b5-1 plan, usually routine.

Higher-scoring in the same industry

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