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Synchrony Financial (SYF)

Financial Services · Financial - Credit Services · Large-cap · updated October 16, 2026

NOT A BUY TODAY
What this means. Synchrony Financial is an average business by our measures, its shares look cheap compared with other stocks, and its share price has been weak.
Value76
Quality51
Price trend38
Overall61
350 of 2764rank among the US stocks we score (our core model buys the top 15)
87%of US stocks we score rank below it

Scores are 0 to 100 against every US stock we track; 50 is average. Recomputed after every US market close.

The business in numbers

Fiscal year to December 2025, from the company's annual filing with the SEC.

Return on equityprofit vs. shareholders' accounting value21.2%
Debt / equitydebt vs. shareholders' accounting value0.91
Change in share countnegative = the company is buying back its shares-6.7%

Insider trades, last 90 days

3 insiders sold $411K (all under pre-arranged plans) on the open market.

Coviello Arthur W JrDirectorSold (plan)Aug 34,000 shat $77.17 · $309K
Owens DarrellSee remarksSold (plan)Aug 3610 shat $76.73 · $47K
Gentleman CourtneySee remarksSold (plan)Aug 3721 shat $76.73 · $55K

From Form 4 filings with the SEC. Open-market trades only. "Plan" = a sale set up in advance under a 10b5-1 plan, usually routine.

Higher-scoring in the same industry

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